No Product Search SmartPricer™ allows you to perform a search without selecting any loan products. By doing so, the system will verify that your loan criteria is eligible for 1 or more loan programs, and then give you a list of all products that can be safely discussed with the end consumer.
Min/Max Searches From the search page, you can select Max LTV/CLTV, Max Cash-Back, Max DTI, or Min. Credit Score checkboxes. This allows SmartPricer™ to perform a very special search whereas you will be provided the best available financing with the corresponding loan products. This is a great way to determine which types of financing structures you can discuss with the consumer.
Margin/Cap Options By using the ‘Alternative Pricing’ window on the BestEx Pricing pricing page, SmartPricer™ will provide you with every available Cap and Margin option for each selected ARM product. Margin buy-ups and buy-downs are included in this list so that you can offer a variety of pricing options to your consumer when originating any ARM loan product.