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IndexesJunJul  Aug 02Aug 09 
1-Yr CMT 2.0000 1.9600 1.9400 1.7800
MTA 2.4825 2.4466 -- --
1-Mth LIBOR 2.4036 2.3061 -- --
3-Mth LIBOR 2.4015 2.2936 -- --
6-Mth LIBOR 2.3065 2.2064 -- --
1-Yr LIBOR 2.2825 2.2043 -- --
RatesJunJul  Aug 02Aug 09 
30-Yr FIXED 3.8000 3.7700 3.7500 3.6000
15-Yr FIXED 3.2400 3.2000 3.2000 3.0500
5/1-ARM 3.4800 3.4700 3.4600 3.3600
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No Product Search
SmartPricer™ allows you to perform a search without selecting any loan products. By doing so, the system will verify that your loan criteria is eligible for 1 or more loan programs, and then give you a list of all products that can be safely discussed with the end consumer.

Min/Max Searches
From the search page, you can select Max LTV/CLTV, Max Cash-Back, Max DTI, or Min. Credit Score checkboxes. This allows SmartPricer™ to perform a very special search whereas you will be provided the best available financing with the corresponding loan products. This is a great way to determine which types of financing structures you can discuss with the consumer.

Margin/Cap Options
By using the ‘Alternative Pricing’ window on the BestEx Pricing pricing page, SmartPricer™ will provide you with every available Cap and Margin option for each selected ARM product. Margin buy-ups and buy-downs are included in this list so that you can offer a variety of pricing options to your consumer when originating any ARM loan product.

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