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IndexesJulAug  Sep 06Sep 13 
1-Yr CMT 1.9600 1.7700 1.7200 1.8100
MTA 2.4466 2.3900 -- --
1-Mth LIBOR 2.3061 2.1771 -- --
3-Mth LIBOR 2.2936 2.1645 -- --
6-Mth LIBOR 2.2064 2.0569 -- --
1-Yr LIBOR 2.2043 1.9953 -- --
RatesJulAug  Sep 13Sep 20 
30-Yr FIXED 3.7700 3.6200 3.5600 3.7300
15-Yr FIXED 3.2000 3.0800 3.0900 3.2100
5/1-ARM 3.4700 3.3600 3.3600 3.4900
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No Product Search
SmartPricer™ allows you to perform a search without selecting any loan products. By doing so, the system will verify that your loan criteria is eligible for 1 or more loan programs, and then give you a list of all products that can be safely discussed with the end consumer.

Min/Max Searches
From the search page, you can select Max LTV/CLTV, Max Cash-Back, Max DTI, or Min. Credit Score checkboxes. This allows SmartPricer™ to perform a very special search whereas you will be provided the best available financing with the corresponding loan products. This is a great way to determine which types of financing structures you can discuss with the consumer.

Margin/Cap Options
By using the ‘Alternative Pricing’ window on the BestEx Pricing pricing page, SmartPricer™ will provide you with every available Cap and Margin option for each selected ARM product. Margin buy-ups and buy-downs are included in this list so that you can offer a variety of pricing options to your consumer when originating any ARM loan product.

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